Xactimate Estimate Reconciliation · For Public Adjusters & Contractors

Recover the scope the carrier estimate left behind.

True Scope reconciles the carrier's estimate against your file, line by line, and flags every omission and underpriced item — so you supplement with the full, defensible scope. You keep the claim. We find what's missing.

Flat fee — never a percentage of the claim.

Carrier estimateScanning
The carrier's estimate isn't the whole scope.
The problem

A carrier's estimate is written to close the file — not to capture your scope.

You already sense there's more in the loss than what came back. But comparing every line against a full, correct scope — on every file — is time you don't have. So underpriced items slip through, whole operations get left off the estimate, and the supplement you could have filed never gets filed. Every one of those is money your client never sees, and leverage you never got to use.

What True Scope does

Reconciliation is all we do — which is exactly why we're good at it.

Send us the file. We compare it against a full, correct scope, surface what the carrier left out or underpriced, and hand you findings built to hold up when you supplement. No claim to manage, no client to chase — just the estimating, done right.

01

Omissions found

Missing operations, absent line items, and scope that never made it onto the carrier's estimate — surfaced and listed.

02

Underpricing flagged

Line items priced below what the scope calls for, with the reasoning attached so the correction is defensible.

03

Supplement-ready

A clean reconciliation you can act on — annotated, organized, and built to support the supplement you file.

How it works

Send the file. Get it back reconciled.

Four steps, fully remote. You stay on the claim; we do the line-by-line work you don't have time for.

01

Send the file

Carrier estimate plus your estimate or scope notes. Xactimate ESX preferred — PDF, or a Matterport / 3D scan imported into Xactimate, work too.

02

Reconciliation

Line-by-line comparison. Omissions, underpriced items, and missing operations identified.

03

Findings

An annotated reconciliation — clear, organized, and ready to support a supplement.

04

Revisions

Adjustments as the claim develops. Rush turnaround available when the file can't wait.

What you get

Deliverables

  • Line-by-line reconciliation

    Every item compared against a correct scope, with status on each.

  • Flagged omissions & underpricing

    What's missing or underpriced, with the reasoning that supports it.

  • Supplement-ready documentation

    Organized and annotated so it's ready to attach and file.

  • Revisions as the claim develops

    Adjustments through the life of the file. Rush available.

The lane · Stated plainly

An estimating consultant — not a public adjuster.

True Scope reconciles estimates. It doesn't negotiate claims, contact carriers on your behalf, or represent policyholders. That's your job — this makes it easier to do.

Flat-fee engagements keep it clean: you're buying estimating work, not giving up a share of the claim. True Scope stays behind the scenes — it never represents policyholders or competes for your clients.

Scope identified Carrier ESX → Reconciled
Carrier estimate
Reconciled scope
+ up to 45% — scope the carrier estimate missed
Up to45%
more scope identified,
line by line.
The gap between what was filed and the full, defensible scope.
Who's behind it

Thirteen years of large-loss estimating, pointed at your file.

True Scope is run by Dave, an estimator who has spent his career in large-loss residential fire restoration — Xactimate, scope, and the carrier dynamics that decide what actually gets paid. I've read the estimate that doesn't match the loss more times than I can count, and I know exactly where the scope goes missing.

That experience now backs your file from behind the scenes — estimating depth on your side, never competing for your clients. You file stronger supplements, recover the full scope for the people you represent, and never wonder what you left on the table.

13+Years estimating
NationwideService area
Flat feeNo percentage
Request a quote

Send an estimate. Get the full scope back.

Send the file today and get a reconciliation that captures what the carrier left out — so your next supplement is the strongest one you've filed. Public adjusters and restoration contractors, nationwide. Remote, flat fee, no percentage.

Phone / Text
Call or text anytime.
Service area
Nationwide
Or email the file directly — whatever's faster.